Trong bối cảnh thị trường tài chính hiện nay, việc cập nhật lãi suất ngân hàng là vô cùng cần thiết để giúp người dân có những quyết định đúng đắn về tài chính. Dưới đây là thông tin lãi suất ngân hàng mới nhất dành cho tiền gửi tại quầy và trực tuyến, cũng như các quy định mới trong lĩnh vực này.
Biểu đồ lãi suất ngân hàng
Lãi suất ngân hàng mới nhất cho tiền gửi tại quầy (%/năm)
| Ngân hàng | 03 tháng | 06 tháng | 09 tháng | 12 tháng | 18 tháng | 24 tháng |
|---|---|---|---|---|---|---|
| ABBank | 3,35 | 5,00 | 4,40 | 4,40 | 4,40 | 4,40 |
| ACB | 3,20 | 3,90 | 4,20 | 4,80 | – | – |
| Timo | 3,75 | 4,55 | – | 4,90 | 5,65 | 5,75 |
| Bảo Việt | 3,85 | 4,80 | 4,90 | 5,30 | 5,50 | 5,50 |
| BIDV | 2,30 | 3,30 | 3,30 | 4,80 | 4,80 | 5,00 |
| BVBank | 3,75 | 4,65 | 4,80 | 4,95 | 5,65 | 5,75 |
| CBBank | 4,30 | 5,10 | 5,20 | 5,40 | 5,50 | 5,50 |
| Eximbank | 4,00 | 5,20 | 5,50 | 5,60 | 5,80 | 5,80 |
| GPBank | 3,42 | 4,75 | 4,90 | 4,95 | 5,05 | 5,05 |
| HDBank | 3,15 | 4,80 | 4,60 | 5,00 | 5,90 | 5,70 |
| LPBank | 2,70 | 4,00 | 4,10 | 5,00 | 5,60 | 5,60 |
| MSB | 3,50 | 3,90 | 3,90 | 4,30 | 4,30 | 4,30 |
| Nam Á Bank | 3,40 | 4,60 | 4,90 | 5,40 | 5,80 | 5,80 |
| NCB | 4,10 | 4,70 | 4,80 | 5,15 | 5,65 | 5,65 |
| OCB | 3,20 | 4,60 | 4,70 | 4,90 | 5,40 | 5,80 |
| OceanBank | 3,30 | 4,40 | 4,60 | 5,10 | 5,50 | 5,50 |
| PVcomBank | 2,85 | 4,80 | 4,80 | 4,90 | 5,20 | 5,20 |
| Sacombank | 2,80 | 4,20 | 4,50 | 5,00 | 5,60 | 5,70 |
| Saigonbank | 2,70 | 3,90 | 4,10 | 5,00 | 5,40 | 5,40 |
| SCB | 2,05 | 3,05 | 3,05 | 4,75 | 4,75 | 4,75 |
| SHB | 3,30 | 4,60 | 4,80 | 5,00 | 5,20 | 5,60 |
| Techcombank | 2,65 | 3,75 | 3,80 | 4,75 | 4,75 | 4,75 |
| TPBank | 3,00 | 4,00 | – | 4,80 | 5,00 | 5,10 |
| VIB | 3,40 | 4,50 | 4,50 | – | 5,20 | 5,30 |
| VietBank | 3,70 | 4,90 | 5,00 | 5,30 | 5,80 | 5,80 |
| Vietcombank | 2,00 | 3,00 | 3,00 | 4,70 | – | 4,70 |
| VPBank | 3,30 | 4,40 | 4,40 | 5,00 | 5,00 | 5,00 |
Lưu ý: áp dụng cho tiền gửi nhận lãi suất vào cuối kỳ
Lãi suất ngân hàng mới nhất cho tiền gửi trực tuyến (%/năm)
| Ngân hàng | 03 tháng | 06 tháng | 09 tháng | 12 tháng | 18 tháng | 24 tháng |
|---|---|---|---|---|---|---|
| ABBank | 3,35 | 5,00 | 4,40 | 4,40 | 4,40 | 4,40 |
| ACB | 3,20 | 3,90 | 4,20 | 4,80 | – | – |
| Timo | 3,75 | 4,55 | – | 4,90 | 5,65 | 5,75 |
| Bảo Việt | 3,85 | 4,80 | 4,90 | 5,30 | 5,50 | 5,50 |
| BIDV | 2,30 | 3,30 | 3,30 | 4,80 | 4,80 | 5,00 |
| BVBank | 3,75 | 4,65 | 4,80 | 4,95 | 5,65 | 5,75 |
| CBBank | 4,30 | 5,10 | 5,20 | 5,40 | 5,50 | 5,50 |
| Eximbank | 4,00 | 5,20 | 5,50 | 5,60 | 5,80 | 5,80 |
| GPBank | 3,42 | 4,75 | 4,90 | 4,95 | 5,05 | 5,05 |
| HDBank | 3,15 | 4,80 | 4,60 | 5,00 | 5,90 | 5,70 |
| LPBank | 2,70 | 4,00 | 4,10 | 5,00 | 5,60 | 5,60 |
| MSB | 3,50 | 3,90 | 3,90 | 4,30 | 4,30 | 4,30 |
| Nam Á Bank | 3,40 | 4,60 | 4,90 | 5,40 | 5,80 | 5,80 |
| NCB | 4,10 | 4,70 | 4,80 | 5,15 | 5,65 | 5,65 |
| OCB | 3,20 | 4,60 | 4,70 | 4,90 | 5,40 | 5,80 |
| OceanBank | 3,30 | 4,40 | 4,60 | 5,10 | 5,50 | 5,50 |
| PVcomBank | 2,85 | 4,80 | 4,80 | 4,90 | 5,20 | 5,20 |
| Sacombank | 2,80 | 4,20 | 4,50 | 5,00 | 5,60 | 5,70 |
| Saigonbank | 2,70 | 3,90 | 4,10 | 5,00 | 5,40 | 5,40 |
| SCB | 2,05 | 3,05 | 3,05 | 4,75 | 4,75 | 4,75 |
| SHB | 3,30 | 4,60 | 4,80 | 5,00 | 5,20 | 5,60 |
| Techcombank | 2,65 | 3,75 | 3,80 | 4,75 | 4,75 | 4,75 |
| TPBank | 3,00 | 4,00 | – | 4,80 | 5,00 | 5,10 |
| VIB | 3,40 | 4,50 | 4,50 | – | 5,20 | 5,30 |
| VietBank | 3,70 | 4,90 | 5,00 | 5,30 | 5,80 | 5,80 |
| Vietcombank | 2,00 | 3,00 | 3,00 | 4,70 | – | 4,70 |
| VPBank | 3,30 | 4,40 | 4,40 | 5,00 | 5,00 | 5,00 |
Lưu ý: áp dụng cho tiền gửi nhận lãi suất vào cuối kỳ
Quy định mới về lãi suất tiền gửi ngân hàng
Theo Quyết định 1124/QĐ-NHNN năm 2023, mức lãi suất tiền gửi ngân hàng được quy định rõ như sau:
- Mức lãi suất tối đa áp dụng đối với tiền gửi không kỳ hạn và có kỳ hạn dưới 1 tháng là 0,5%/năm.
- Mức lãi suất tối đa áp dụng đối với tiền gửi có kỳ hạn từ 1 tháng đến dưới 6 tháng là 4,75%/năm; riêng Quỹ tín dụng nhân dân và Tổ chức tài chính vi mô áp dụng mức lãi suất tối đa đối với tiền gửi có kỳ hạn từ 1 tháng đến dưới 6 tháng là 5,25%/năm.
Đối với lãi suất tiền gửi có kỳ hạn từ 6 tháng trở lên, các tổ chức tín dụng phải căn cứ vào cung – cầu vốn trên thị trường để quyết định mức lãi suất.
Để biết thêm chi tiết, hãy tham khảo bài viết Công thức tính lãi kép – Sức mạnh đầu tư tích lũy “lãi chồng lãi”.
Thông qua những thông tin trên, hy vọng bạn sẽ có cái nhìn rõ hơn về lãi suất ngân hàng hiện tại và đưa ra quyết định tài chính đúng đắn nhất. Để cập nhật thêm thông tin và kiến thức tài chính hữu ích, hãy truy cập website “visadebit.com.vn”.
https://t.me/s/officials_pokerdom/3637
https://t.me/s/iGaming_live/4866
Die Registrierung ist einfach gehalten, erfordert jedoch eine Verifizierung über den Drittanbieter Jumio, um Identität und Volljährigkeit sicherzustellen und so den Schutz vor Geldwäsche
und Teilnahme Minderjähriger zu gewährleisten. Der
Betreiber besitzt darüber hinaus eine staatliche Lizenz für Casinospiele.
Über die übersichtlichen Menüleisten lassen sich neue
und beliebte Slots, aktuelle Aktionen sowie spannende Slot-Turniere im Handumdrehen finden. Als Tochter der Kling
Automaten GmbH, die über 160 Spielhallen in Deutschland betreibt, bringt Jokerstar die Erfahrung eines etablierten Unternehmens mit und setzt dabei auf umfassenden Spielerschutz für deutsche Spieler.
Im Folgenden stellen wir Ihnen unsere Top 10 Anbieter mit
der GGL-Lizenz für Virtuelle Automatenspiele aus Deutschland vor.
Das Spinz Casino lockt mit einem großzügigen 400 % Willkommensbonus und zusätzlich 50 Freispielen. Alternativ können Sie in Casinos
ohne Oasis ohne deutsche Lizenz spielen. Attraktiv ist darüber hinaus der Willkommensbonus
für Neukunden von bis zu 500€ und 200
Freispielen.
Diese Spiele umfassen Klassiker wie Roulette, Blackjack und Baccarat,
die in nahezu jedem Online Casino zu finden sind. Tischspiele gehören zu
den klassischen Angeboten in Online Casinos und sind sehr beliebt bei Spielern. Die Verfügbarkeit von Live Casino Spielen nimmt in Online Casinos ständig zu,
was den Spielern eine Vielzahl von Optionen bietet. Live Casino Spiele bieten ein authentisches Erlebnis,
da die Spiele in Echtzeit von echten Dealern geleitet werden.
References:
https://online-spielhallen.de/eine-ehrliche-bitkingz-casino-bewertung-meine-erfahrungen-nach-zehn-jahren-online-glucksspiel/
Da Glücksspiele mit Kryptowährungen in Deutschland offiziell nicht erlaubt sind,
arbeiten seriöse Bitcoin- und Krypto Casinos mit internationalen Lizenzen. Krypto
Casinos bieten oft ein besseres Spielerlebnis gegenüber klassischen Online Casinos.
Ein Bonus ohne Einzahlung kann in Form eines Geldbetrags, Freispiele oder eines Promo-Codes vorliegen. Nur wenige Bitcoin Casinos bieten ihren Spielern einen Bonus ohne Einzahlung an,
der keine Einzahlung erfordert. Beliebte Tischspiele in Krypto Casinos sind Poker, Roulette,
Blackjack, Baccarat und Craps.
Das bedeutet zwar nicht zwangsläufig, dass Sie im Bitcoin Casino ohne Verifizierung spielen können. In beiden Fällen handelt es sich
um Online-Spielotheken mit einer breiten Auswahl an Slots, Tischspielen und Live-Angeboten. Wenn Sie im besten Bitcoin Casino spielen möchten, müssen Sie zunächst einige
Basisschritte absolvieren. Anschließend werden Stammspieler
mit wechselnden Aktionen für ihre Treue belohnt.
References:
https://online-spielhallen.de/powerup-casino-bewertung-eine-tiefenanalyse-fur-spieler/
Der Willkommensbonus ist großzügig – bis zu 1.200 € und 220
Freispiele sind drin, verteilt auf die ersten vier Einzahlungen. Ein Verde Casino No Deposit Bonus wäre eine großartige Möglichkeit,
ohne eigenes Geld zu spielen und dennoch echte Gewinne zu erzielen. Ein Verde Casino bonus no deposit bietet Spielern zahlreiche Vorteile und ist eine großartige Möglichkeit, Casino-Spiele ohne Risiko zu testen. Da sich die
Boni regelmäßig ändern, lohnt es sich, die Verde Casino Aktionscodes Ohne
Einzahlung regelmäßig zu überprüfen, um keine attraktiven Angebote zu verpassen.
Der beschert einerseits Cashback Bonus und andererseits einen wöchentlichen Einzahlungsbonus.
Wer länger bei Verde Casino mit dabei ist, profitiert vom Treuebonus.
Als nächstes Goodie winkt der Willkommensbonus.
Dieser entspricht entweder 25 Euro Spielguthaben oder
50 Freispiele für einen Slot. Denn ohne Account kein Guthaben und keine Freispiele.
Genau das erwartet die Spieler dieser Einrichtung, denn bereits für die ersten vier Einzahlungen erhalten neue Nutzer ein Bonuspaket von bis zu 1200 € + 220 Freispiele.
Deutsche Spieler erhalten damit gratis Guthaben oder Freispiele, ohne eigenes Geld einzahlen zu müssen. Auch für Stammspieler gibt’s regelmäßige Reload-Boni und Aktionen. Für Spieler, die unkompliziert spielen,
gute Boni mitnehmen und auch mal neue Slots entdecken wollen,
ist Verde Casino eine starke Option. Trotzdem fällt meine
verde casino bewertung positiv aus. Fehlerbehebung und häufige Probleme verde casino 25€
References:
https://online-spielhallen.de/ihr-ultimativer-leitfaden-tipico-casino-bonus-codes-verstehen/
It’s not just about the size of casino
bonuses but also the fairness of the terms and conditions.
We dive deep into the game libraries to check if there’s something for everyone, from pokies and table games
to live dealer options. We aim to provide Australian players
with honest, unbiased insights, making sure we highlight both the pros and cons
of each gambling site.
Australian players seeking detailed responses will find
email to be an excellent option. Live chat
has emerged as a highly favored support method, providing players with the convenience of instant communication with dedicated customer service representatives.
A quick response time, a professional attitude, and effective problem-solving
skills foster trust and confidence among players. Moreover,
they play a crucial role in maintaining the casino’s reputation. Whether it’s a technical glitch, a payment issue, or a game-related query,
a proficient support team has the expertise
to address these concerns promptly and effectively. With the rapid rise of mobile gaming, it has become increasingly crucial to select a casino
that is not only compatible but fully optimized for mobile devices.
References:
https://blackcoin.co/clams-casino-in-depth-review/
It is extremely frustrating to have bonus online casino credits expire,
which is why I recommend finding the lowest play-through requirements
possible if you’re a high roller. However, if you have to play through a large amount of
bonus credits 30x or more within a limited amount of time, you might be better off choosing another online casino.
If you enjoy the live dealer experience, make sure the online
casino that you’re registering a new account with has live dealer blackjack and roulette.
Some of the online slot games will have the RTP rate
published or displayed when you’re gaming,
and others will not. In general terms, a good RTP
rate for online casinos is around 95% or above for slot titles.
This is because online casinos do not have the extra overhead of property maintenance, licensed service staff, and other infrastructure that retail casinos are tasked
with.
BetMGM Casino stands out as one of the leading online real money casinos in the United States, backed
by an impressive Safety Index score of 9.3. That’s why
on this page we include both real money casinos and
sweepstakes sites. This list of bonuses offers the biggest selection, but that also means it contains bonuses from casinos not recommended
by Casino Guru. Many versions also feature
a classic Craps table that players use in real-life casinos.
Several international casinos accepting Malaysian players support GrabPay deposits.
There are many reputable Malaysian online casinos that accept DuitNow for
deposits, though withdrawal availability varies between operators.
References:
https://blackcoin.co/2025-best-league-players/
At Live Dealer Bitcoin Casino, we accept bitcoins, and
we make cryptocurrency gambling convenient for you. We optimize our bitcoin live casino interfaces for mobile use, making your live casino
experience accessible everywhere. You can participate
in gambling and live-stream your games. Our players can always check the transparency of game outcomes.
We stand for responsible gaming and will never let
our players hurt their bankrolls.
The wagering requirement points out how many times a player must wager bonus
money before he can withdraw it. Players can’t use fiat and
crypto deposit bonuses and free spins if they expire. Slots contribute to bonus wagering by 100%; table games – 5%; live games – 0%.
All top slots are Provably Fair and RNG-confirmed.
We make sure that the graphics and mechanics of mobile slots
will be as great as on a desktop PC. You may gamble top slots on iOS devices.
Our top slots are jam-packed with stunning features.
We select games with cutting-edge graphics and sound effects.
All top slots at 7BitCasino have a high payback ratio of 95%
and up.
References:
https://blackcoin.co/where-luxury-meets-excitement-pullman-reef-hotel-casino/
You will get more bonuses on your next two deposits as well, so
it doesn’t end with the first one. Your first deposit
bonus receives a 100% boost, along with 100 free spins.
Meanwhile, the live casino divides its offering into blackjack,
roulette, game shows, and much more, so the variety is there no matter where you look.
The evaluation of bonus terms and conditions allows players to comprehend wagering requirement
rules along with withdrawal limit regulations. Every new player gets access to welcome
bonuses.
All our games use certified random number generators that get tested by independent auditors to
ensure fair unpredictable outcomes that cant be manipulated.
Whether your commuting waiting somewhere or just relaxing at home Clubhouse Casino mobile puts
premium gaming right in your pocket. Just open your mobile
browser navigate to Clubhouse Casino and access the full experience.
We fully support AUD so you avoid those annoying currency conversion fees that eat into your bankroll at some international
casinos. You’ll never have to question the legitimacy when you can literally see every
card being dealt and every wheel spin happening
right in front of your eyes in real time. Minimum bets start at just
1 dollar for casual players while VIP tables can accommodate high rollers with limits up to per hand or even more on special tables.
References:
https://blackcoin.co/online-slots/
They may not move any other checkers until that knocked off checker is returned.
If you roll doubles, you get to move each die twice, concluding in four moves for that turn. Highlights show
you where the checkers can possibly move.
247 Backgammon has games in five difficulites, ranging from
easy to expert! Play with an artificially intellegent opponent
or play with a friend with Pass & Play! Our platform is continuously updated
with new features and improvements based on player feedback.
If you place your checker on a point where an opponent has placed
a single checker, you knock their checker off the board
– sending it back to the beginning. Your “home” board is
directly opposite your opponent’s “home” board.
Technically, the game can be doubled up to 64 times
the score, but it rarely goes beyond 4. The option to
redouble belongs exclusively to the player who accepted the double.
The opponent must either accept th doubled stake
or resign to defeat immediately (thus ending the game).
References:
https://blackcoin.co/kats-casino-australia-in-depth-review/